AI-driven solutions to access earned wages
before your payday
Bafu offers an Early Wage Access (EWA) solution, enabling food service workers to access earned wages before their payday. We eliminate the need for costly payday loans and overdraft fees, offering a safety net for unexpected expenses and emergencies for employees.
Make any day a good day
for payday.
Our app uses predictive analytics to identify at-risk employees and implement targeted retention strategies, potentially reducing turnover by 20-30%.
Instant Access to Wages
Withdraw a portion of your earned wages instantly for just a $3.99 fee, or choose a free ACH transfer with a 3-day processing time. Transfer up to $100/day to a lined bank.
No Hidden Fees
Enjoy transparent pricing with no hidden fees or surprises—what you see is exactly what you pay, every time!
Works with Any Employer
No restrictions—Bafu seamlessly works with any employer, giving you the flexibility and freedom you need!
Built for Financial Wellness
Bafu's AI-powered bot guides you, giving you the tools to stay in control, reduce stress, and build a stronger financial future
Secure Transactions
Bank-level security and encryption keeps your money and data private and safe at all times.
Getting started
with Bafu is easy
Accessing your earned wages before payday is simple and hassle-free with Bafu. Follow these quick steps to gain financial flexibility and peace of mind.
Download & Install
Get the Bafu app from the Apple Store or Google Play, then install it on your device.
Link Your Bank Account
Access Your Earned Wages
Withdraw & Use Instantly
Find your
Financial Wellness
Take control of your finances with Bafu. Our AI-powered tools and early wage access help you manage your money with confidence, reduce financial stress, and stay ahead of unexpected expenses. No hidden fees, no complicated processes—just a smarter way to achieve financial stability and peace of mind. Start your journey to financial wellness today!
Instant wage transfers for
only $3.99 with 0% ACH.
Bafu gamifies earning and saving, allowing you to track progress, unlock rewards, and build better financial habits while accessing your money anytime.
Gig Economy, Retail,
Hospitality
$5.99 per transaction plus tip up to $14 per transaction
Food, Retail, Healthcare, Logistics, Manufacturing
3.99 flat fee per transaction,
with an optional tip
Healthcare, Manufacturing,
Retail
$5 per transaction
No Waiting, No Worries
Just Happy Customers!
Bafu has been a game changer for me! Having access to my earned wages whenever I need them has reduced so much financial stress. No more waiting for payday!
Sofia R.
Super easy to use and completely transparent! I love that there are no hidden fees, and the process to withdraw my wages is quick and seamless.
James L.
The AI financial assistant is so helpful! It’s like having a personal finance coach that teaches me how to manage my money better. Love it!
David P.
Bafu stands out with its no-interest transaction fees, comprehensive financial literacy programs, and AI-driven retention strategies, positioning us ahead of competitors who offer high-interest rates and lack financial education support.
